Terms of Use

Acceptance & eligibility

If you use our website or create pay stubs here, you accept these terms. Services must not be used for unlawful purposes. You represent that you are at least 18 years old and, where applicable, authorized to create or request payroll-related documents. PaystubX provides tools for legitimate payroll, bookkeeping, and documentation needs; you are responsible for lawful use under applicable rules.

Acceptable use

You will not attempt to obtain unauthorized access to our systems or data. You will not use generated documents to mislead others or allow third parties to misuse outputs you create. We may take appropriate action, including legal steps, for misuse of the service or these terms.

Services & authorized use

The platform is intended for employers, payers, and authorized users to create and distribute pay stubs and related forms for employees and contractors. The person creating a stub or form must have authority to do so. Features may include templates, calculations, previews, and downloads—see the product pages for current capabilities.

Tax calculations & accuracy

PaystubX’s Auto Calculator is designed to produce accurate, up-to-date payroll tax and deduction calculations for supported regional workflows. For USA paystubs, federal income tax withholding, Social Security, Medicare, and related payroll deductions are calculated using current IRS and government withholding guidance and rates. State and applicable local taxes are calculated using the government rules for the jurisdiction you select.

For Canada and UK workflows, PaystubX applies the corresponding government payroll calculation rules for those regions (for example CRA-related deductions in Canada and HMRC/PAYE-related calculations in the UK). Global mode is a manual payslip tool: amounts you enter are used as provided, without automatic regional tax engines.

Calculations run automatically from the payroll details you enter (such as wages, filing status, pay frequency, and location). Results are only as accurate as the information you provide. PaystubX is a payroll documentation and calculation tool; it is not a substitute for personalized tax, legal, or accounting advice for your specific situation.

Nature of the service (documents, not wage payments)

PaystubX is a professional paystub / payslip generator and payroll documentation platform. It provides Auto Calculator tools for supported regions, paystub PDF generation, Created Paystubs history, YTD totals, Reports, People records (employers, employees, and contractors), templates, and year-end document preparation (such as W-2, 1099-NEC, T4, and P60 PDFs where offered).

PaystubX does not move money and does not pay employees. We do not fund payroll, send ACH/bank transfers of wages, or remit employee pay on your behalf. You remain responsible for paying staff through your own bank, cash, check, or other payment method outside PaystubX. Unlike full payroll funding platforms that transfer wages, PaystubX focuses on accurate paperwork, tax math, records, and related documents.

If a paystub shows “direct deposit,” a deposit advice, or a deposit-slip style section, that content is document formatting only for the PDF. It is not a real-time bank transfer performed by PaystubX.

PaystubX is intended for legitimate payroll, business, employment and recordkeeping purposes. Users must enter accurate information and must be authorized to create payroll documents for the named business and worker. Paystubs are commonly used as part of employment and income documentation; acceptance is determined by the requesting organization and its independent verification requirements.

PaystubX keeps payroll document history and reporting (including Created Paystubs, YTD information on stubs, and Reports) without paying people through the app.

Free preview, billing & refunds

We offer a free version with a watermark so you can preview layout and quality before paying. Subscription and payment terms, including no refund after subscription except as stated in our Refund Policy, are described there. Please review pricing and the refund page before subscribing.

Templates, edits & corrections

• After a pay stub is finalized or purchased, certain template choices may be locked; review before checkout.
• Some fields may not be editable after creation (for example employer or employee names or pay period, depending on product flow). Check all entries before purchase.
• For spelling or similar fixes, contact support@paystubx.com promptly so we can assist where possible.
• Material service updates may be communicated by email within a reasonable time when they affect how stubs are created.

Delivery

Deliverables are provided electronically (for example by email or download). We do not mail physical pay stubs unless we expressly offer that as a separate service.

Privacy

How we collect and use personal information is explained in our Privacy Policy, which may be updated from time to time. Continued use of the site after updates constitutes notice where permitted by law.

Communications

You may contact us at support@paystubx.com. We may communicate with you by email or by posting notices on the website. You agree that electronic notices can satisfy legal writing requirements where applicable.

Changes

We may modify these terms or the service. Updated terms will be posted on this page with a revised effective date when we do so. Please review this page periodically.