What is PAYE and how is it calculated on my UK payslip?

PAYE (Pay As You Earn) is the UK system where income tax is deducted directly from your wages by your employer. The amount depends on your tax code (e.g. 1257L) and gross earnings. PaystubX automatically calculates PAYE using the latest HMRC rates for the 2025/26 tax year.

What is National Insurance (NI) and which category letter applies to me?

National Insurance contributions fund state benefits and the NHS. Most employees fall under Category A (standard rate). Other categories apply to married women (B), employees over State Pension age (C), apprentices under 25 (H), and employees under 21 (M). PaystubX calculates NI based on your selected category letter using the current HMRC rates.

What tax code should I use on my UK payslip?

The most common UK tax code is 1257L, which gives you a tax-free Personal Allowance of £12,570 per year. You can find your tax code on a payslip, P60, or P45, or by checking your HMRC online account. PaystubX supports all HMRC tax codes including BR, D0, D1, Scottish (S prefix), and Welsh (C prefix) codes.

Is a payslip generated by PaystubX legally valid in the UK?

PaystubX generates professional payslips using HMRC-compliant calculations for PAYE tax and National Insurance. The payslips are suitable for proof of income, loan applications, and internal payroll records. Always ensure the details match your actual employment terms.

What payment methods are used for UK payroll?

The most common UK payroll payment method is BACS (Bankers' Automated Clearing Services), used by the majority of UK employers for direct bank transfers. Other methods include Faster Payments (same-day transfers), CHAPS (high-value same-day transfers), cash, and cheque.

Free UK Payslip Generator — Instant PAYE & NI Calculations

JavaScript is required to generate pay stubs and run tax calculations. Please enable JavaScript in your browser settings (Chrome, Firefox, Safari, or Edge).

Choose Template

BASIC TEMPLATES

Company Info

EMPLOYER (COMPANY) NAME *

STREET ADDRESS 1 *

STREET ADDRESS 2

CITY / TOWN *

POSTCODE *

Employee Info

EMPLOYEE NAME *

EMPLOYEE ADDRESS 1 *

STREET ADDRESS 2

CITY / TOWN *

Postcode*

Earning Statement

Basic Pay *

Pay Start *

Pay End *

Pay Date *

Pay Frequency *

Marital Status

Payment Method*

Income Tax Region*

Tax Code*

NI Number*

NI Table Letter*

AUTO CALCULATOR*

Payments

DEDUCTION

Total Year To Date

Additional Information Here (Note)

Choose Template

BASIC TEMPLATES

ADVANCED TEMPLATES

Company Info

Employee Info

DEDUCTION

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